@MISC {MVA MVA:2009p, title = {Procedural guide on setting up a subsidized savings and credit system within a financial institution for agricultural organisations and young entrepreneurs}, author = {Mva Mva, J. and Kuissu, A. and Sema, L. and Joseph, T and Nyemeck, J. }, year = {2009}, month = {June}, note = {STCP Publication}, }